Terms and Conditions

1. Introduction

Welcome to budgetsavvy. By accessing or using our website at https://www.budgetsavvy.store (the “Site”), you agree to comply with these Terms and Conditions (“Terms”). If you do not agree with any part of these Terms, you must discontinue use of the Site.

2. Use of the Site

2.1 Eligibility

You must be at least 18 years old or have the legal capacity to enter into a binding agreement to use the Site.

2.2 Account Registration

To place orders or access certain features, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3. User Responsibilities

When using the Site, you agree to:

• Provide accurate, current, and complete information.
• Use the Site only for lawful purposes and in accordance with these Terms.
• Respect the intellectual property and privacy rights of budgetsavvy and third parties.
• Refrain from any activity that could disrupt, damage, or impair the Site or its services.

4. Intellectual Property

All content on the Site, including text, graphics, logos, images, audio clips, and software, is the property of budgetsavvy or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without prior written permission.

5. Purchases and Payments

All prices are listed in US dollars and are subject to change without notice. By placing an order, you represent that you are authorized to use the selected payment method and that the information you provide is accurate.

6. Shipping, Delivery, and Risk of Loss

We will ship orders to the address you provide during checkout. Risk of loss and title for products pass to you upon delivery. Shipping times are estimates and not guaranteed.

7. Returns and Refunds

Products may be returned within 30 days of receipt in their original condition and packaging. Refunds will be issued to the original payment method after we have inspected the returned items. Certain items, such as personalized or clearance merchandise, may be non‑returnable.

8. Limitation of Liability

To the maximum extent permitted by law, budgetsavvy shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, even if we have been advised of the possibility of such damages.

9. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Florida, United States, without regard to its conflict‑of‑law principles. Any dispute arising under or relating to these Terms shall be resolved exclusively in the state or federal courts located in Duval County, Florida.

10. Changes to Terms

We reserve the right to modify these Terms at any time. The most current version will be posted on the Site with an updated “Effective Date.” Your continued use of the Site after any changes constitutes acceptance of the revised Terms.

11. Contact Information

If you have any questions about these Terms, please contact us at:

• Email: [email protected]
• Phone: +1 (904) 807-0709
• Address: 4035 South 20th Boulevard, Jacksonville, Florida 32263, United States